I began my role in mortgage advice back in May 2008 which was as it turned out very unfortunate timing on my part due to the housing market crash. Even now I recall available mortgages at that time being retracted from the sourcing systems almost as quickly as we could source them. However, I decided to continue and worked on the premise surely it can only get easier from here!  My role still involves speaking to clients to offer them not only an independent mortgage option but to be a consistent point of contact throughout the whole process. With regular communication, they can find assurance there is someone they can get in touch with for support and guidance at every step of their journey.

What do you enjoy most about your job?
My role itself brings new challenges daily and often involves far more problem solving than most people are aware of. Finding the solution for a new client that has been unsuccessful elsewhere before coming to us is particularly rewarding.

What is your ‘key bit of advice’ or ‘favourite quote’?
If you don’t know the answer when asked a question, simply say you do not know the answer… but promise to go away and find it out!  

Tell me more about Ross…
Outside of work I enjoy spending time with my young children.  I do enjoy taking my son to play football, he has recently joined Carnforth FC Under 5’s and enjoys it immensely. We also have a baby daughter who loves nothing more than to listen to her brother practice reading his books every day for school, she smiles whenever she hears him. By the time they are both worn out for the day and in bed, I am not that far behind!  

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Don’t just take our word for it...

Great financial advice, very clear and concise and with no pressure. I’ve used Ross a couple of times now and he couldn’t be more helpful, that goes for the rest of the team too. Excellent company to use would recommend to anybody thinking about financial/mortgage advice.

Jon Ford
Lancaster

Superb service from the team at PBS - highly recommended. Gareth was exceptional and provided great support throughout. Fee was also more than reasonable. Looking forward to using PBS again when my mortgage renewal is due.

Ben Knott
Lancaster

We have used PBS's services quite a few times and every time we have had fantastic service. Ross, in particular, is professional, helpful and understanding. He helped us navigate our very first mortgage in 2016, then subsequent remortgaging processes. Thank you for all your help, it's been invaluable!

Grace Rawsthorne
Lancaster

An excellent service, very efficient & a very good remortgage deal. Streamlined service & we  were kept up to date regularly about the progress. Would definitely use again & recommend.

Gary Macdonald
Lancaster

Cannot rate PBS financial solutions highly enough. Paul has always been very helpful, listening to our changing needs and giving us sound advice and direction in relation to mortgage renewals. This has been especially important with the prices going up significantly. Would recommend without hesitation.

Mireille Formosa
Lancaster

Very informative and efficient service. Everything was explained clearly and presented to us well which made the whole re-mortgaging process simple and stress free. Thanks to the team at PBS!

Michael Orford
Lancaster

PBS was recommended to me by a friend and I am so glad to have had the tip. PBS went above and beyond to help us and we will certainly be using them again. I have already recommended them to two other people myself. Many thanks to Ross and Sara for their hard work and determination.

Helen Hanks
Penmaenmawr

Paul and his team were excellent in helping us secure a mortgage for our new home. They explained everything carefully and went above and beyond in helping find the very best deal for our particular circumstances. I want to also extend extra thanks for their patience and understanding when things got a bit stressful! I would highly recommend their services.

Josh Heron
Lancaster

Paul and his team were excellent in helping us secure a mortgage for our new home. They explained everything carefully and went above and beyond in helping find the very best deal for our particular circumstances. I want to also extend extra thanks for their patience and understanding when things got a bit stressful! I would highly recommend their services.

Terri Whiteside
Morecambe

They are very knowledgeable and helpful. I have used their services multiple times and have always been more than happy with the process and outcome. Highly recommended.

Ashley Foster
Berkshire

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