A ‘Buy-to-Let’ mortgage is tailored for individuals who want to purchase a property, with the vision of investing in their financial future. However, obtaining a ‘Buy-to-Let’ mortgage is different from a standard residential mortgage. The borrowing limit isn’t solely based upon your income, instead the lender considers the potential rental income the property might generate.
Everything you need to know about the product and billing.
Why Should I Use a Mortgage Broker?
Using a mortgage broker provides access to a wide range of lenders, expert advice, and personalised solutions. We do the work in finding and arranging the best mortgage, saving you time and money.
How Long Does It Take to Get a Mortgage Agreement in Principle?
We can usually get a Mortgage Agreement in Principle within 24 hours, depending on the lender and your financial situation.
What Are Your Charges for Mortgage Advice?
We don’t charge upfront fees. We will explain our charges prior to any work, and any fee is only typically payable on issue of a mortgage offer.
What Documents Do I Need to Apply for a Mortgage?
You'll generally need proof of income, bank statements, ID, and details of any debts or other financial commitments.
Don’t just take our word for it...
Great financial advice, very clear and concise and with no pressure. I’ve used Ross a couple of times now and he couldn’t be more helpful, that goes for the rest of the team too. Excellent company to use would recommend to anybody thinking about financial/mortgage advice.
Jon Ford
Lancaster
Superb service from the team at PBS - highly recommended. Gareth was exceptional and provided great support throughout. Fee was also more than reasonable. Looking forward to using PBS again when my mortgage renewal is due.
Ben Knott
Lancaster
We have used PBS's services quite a few times and every time we have had fantastic service. Ross, in particular, is professional, helpful and understanding. He helped us navigate our very first mortgage in 2016, then subsequent remortgaging processes. Thank you for all your help, it's been invaluable!
Grace Rawsthorne
Lancaster
An excellent service, very efficient & a very good remortgage deal. Streamlined service & we were kept up to date regularly about the progress. Would definitely use again & recommend.
Gary Macdonald
Lancaster
Cannot rate PBS financial solutions highly enough. Paul has always been very helpful, listening to our changing needs and giving us sound advice and direction in relation to mortgage renewals. This has been especially important with the prices going up significantly. Would recommend without hesitation.
Mireille Formosa
Lancaster
Very informative and efficient service. Everything was explained clearly and presented to us well which made the whole re-mortgaging process simple and stress free. Thanks to the team at PBS!
Michael Orford
Lancaster
PBS was recommended to me by a friend and I am so glad to have had the tip. PBS went above and beyond to help us and we will certainly be using them again. I have already recommended them to two other people myself. Many thanks to Ross and Sara for their hard work and determination.
Helen Hanks
Penmaenmawr
Paul and his team were excellent in helping us secure a mortgage for our new home. They explained everything carefully and went above and beyond in helping find the very best deal for our particular circumstances. I want to also extend extra thanks for their patience and understanding when things got a bit stressful! I would highly recommend their services.
Josh Heron
Lancaster
Paul and his team were excellent in helping us secure a mortgage for our new home. They explained everything carefully and went above and beyond in helping find the very best deal for our particular circumstances. I want to also extend extra thanks for their patience and understanding when things got a bit stressful! I would highly recommend their services.
Terri Whiteside
Morecambe
They are very knowledgeable and helpful. I have used their services multiple times and have always been more than happy with the process and outcome. Highly recommended.
Ashley Foster
Berkshire
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